Joogi lets you Crowdfund consumer items with the others, then bid on those items with Joogis earned when you contribute. Bid to win, and if you dont, you get to keep your Joogis for next time.
Items are listed as a CrowdFund, where everyone comes together to fund them. Once the item is funded, use Joogis that you earn by contributing USD to bid on the item. Highest bidder wins, and every other bidder keeps their Joogis for the next Auction.